Trailer
What is a cargo trailer?
Cargo trailers are designed to transport horses, ATVs, equipment, food, and other goods on long distances. They're enclosed, enabling you to travel without worrying about damages from the elements.
Does my auto insurance cover my trailer?
Simple answer is …. NO. Whether you pull your cargo trailer with your truck or car, the insurance on your motor vehicle will NOT cover your cargo trailer if it's stolen, vandalized, or damaged in an accident. You'll need a separate insurance policy to cover any physical damage to your cargo trailer.
How much does enclosed trailer insurance cost?
Your rate will depend on many factors, such as your coverage selection, location, age, and driving history. Your cargo trailer's size could also affect your price.
Tips for quoting cargo trailer insurance
Know how often you plan to use trailer and in what capacity: The amount of days you use your cargo trailer per year and the way it is use impact its price.
Customize your coverages: You can add extra protection based on your needs, like replacement cost coverage for your personal items and roadside assistance.
Increase your deductibles for a lower price: The more you're willing to pay out of pocket in the event of a claim, the better your insurance rate.
What does insurance for cargo trailers cover?
You can choose exactly how you want to protect your trailer.
How Trailer Insurance Protects You