These policies provide coverage for the most common handyman risks.
This policy covers basic handyman risks, such as damage to a sink during a household repair. Bundle with property insurance for savings in a business owner’s policy.
BEST FOR
Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits
This policy covers basic handyman risks, such as damage to a sink during a household repair. Bundle with property insurance for savings in a business owner’s policy.
BEST FOR
Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits
Workers’ compensation insurance is required in almost every state for handyman businesses that have employees. It can cover medical bills for work-related injuries.
BEST FOR
Employee medical expenses
Missed wages
Employee injury lawsuits
This policy covers injuries and property damage in accidents involving handyman vehicles, as well as repairs to vehicles damaged by weather or vandalism.
BEST FOR
Physical damage and collision coverage
Injuries caused to another person
Vandalism and theft
This policy helps pay for repair or replacement of a handyman's hammers, saws, drills, wrenches, and other tools if they are lost, stolen, or damaged.
BEST FOR
Equipment less than five years old.
Mobile equipment
Small tools
Several factors will have an impact on insurance costs, including:
Handyman services offered
Business equipment and property
Revenue
Location
Number of employees
From major repairs to household maintenance, you know what it takes to get a job done right. However, even the best handyman can trip over a ladder or accidentally break an appliance. Handyman insurance can cover expenses related to employee injury, accidental damage to client property, and more.
.
